Ease for NRI Investments in India
1500+ options in ETF

SEBI Registered

NRI Taxation & compliance

Dedicated RM

Speak with NRI Representative Manager

20000+ NRI

Geographies

$ 30 + AUM

mn

2000+

Registered Investors

34+ Years

of trust

1.40 Billion

people, 66% Below 35

$568 Billion

Forex Reserve in 2023

$4 Trillion

GDP, 7% Growth

10 Year

of stable Goverment

$770 Billion

Exports in 2023

Ranked 3

in No. of Billionaires in world

$4 Trillion

Market Cap. Ranked 4th in world

1000 Times

Nifty Growth in 20 Years

$611 Billion

Assets in Mutual Fund on Dec'23

84.9 Million

Registered Investors

$125 Billion

Ranked 1in Foreign Inward Remittance in 2023

$10 Trillion

Market to Double by 2030

Our Service

Mutual Fund

Mutual Fund is an investment vehicle where multiple investors come together and pool their funds. This pooled money is then invested by the fund manager across various asset classes including equity, debt, gold, and other securities to generate returns.

  1. Low Minimum Investment
  2. Diverse Options
  3. Professionally Managed
  4. Tax efficient options
  5. NRE or NRO Accounts required

Return 1 year

40.48%

Return 3 Year

21.48%

Return 5 year

19.71%

AUM 45,894 Crore

Returns 1 year

61.19%

Returns 3 year

37.58%

Returns 5 year

32.66%

Stock

Investing in the share market means buying stocks of a company through stock exchange, NRIs are allowed to purchase shares or convertible debenture of an Indian Company through stock exchanges, under the portfolio investment scheme (PIS) on repatriation and /or non repatriation basis.

  1. NRIs Cannot do intraday trading in stock markets
  2. PIS Account required
  3. NRIs are barred from investing in specific sectors as per the RBI mandate.

Returns 1 year

38.38%

Returns 3 year

55.90%

Returns 5 year

170.34%

Sector Automobile

Returns 1 year

124.89%

Returns 3 year

191.82%

Returns 5 year

431.36%

Fixed Deposit

Fixed deposit is a type of investment in which an individual invests a lump sum amount for a specific period of time with a bank. The amount deposited in the FD earns interest at a fixed rate which is set at the time of the account opening.

  1. NRO or NRE or FCNR Account Required
  2. High liquidity
  3. Low Risk
  4. Safe and secure investments
  5. Tax efficient options
  6. Foreign currency Investment options

Tenure

1-3 years

Returns 1 year

7.11% - 8.30 %

Type

NRE FD

SBI

Tenure

1-5 Years

Returns 1 year

6.80% - 7.10%

Type

FCNR FD

Tenure

7 days - 10 years

Returns 1 year

6.90% to 7.75%

Type

NRO FD

Bond

Bonds (fixed income instruments) are used by governments or companies to raise money by borrowing from investors. Bonds are typically issued to raise funds for specific projects. NRIs are eligible to invest in bonds in India with some restrictions, NRIs can invest in some specific government bonds and PSU bonds. Howerver they are not eligible to invest in bonds issued by private sector companies.

  1. Low Risk options
  2. Fixed income
  3. Multiple Options like Government Bonds, NCDs, Bharat Bond etc.
  4. Highly Liquid options
  5. Flexible Tenure ranging from 91 days to over 40 years.
  6. NRE or NRO Accounts required

Maturity Date

30-Sep-26

Face Value of Security

Rs. 1 Lac

Rating

CRISIL AA-

Annualized YTM 10.70%

Maturity Date

07-Aug-26

Face Value of Security

Rs. 1 Lac

Rating

CRISIL AA-

Alternative Investment

Alternative Investment Fund is a special investment category that differs from conventional investment instruments. It is a privately pooled fund. Generally, institutions and HNIs invest in AIFs as substantial investments are required.

  1. High Minimum Investment
  2. Category I - Invests in SMEs, start-ups
  3. Category II - Invests in unlisted companies, Real estate or debt funds
  4. Category III - Invests in Public companies or hedge funds
  5. NRE or NRO Accounts required
  6. High Potential return
  7. Exposure to alternate Assets
  8. Low Volatility
  9. Generally Close Ended

Returns 1 year

39.90%

Returns 3 year

36%

Returns 5 year

20.4%

Returns 1 year

58.41%

Returns 3 year

40.84%

Portfolio Management Services

Portfolio Management Services offers professional investment management aimed to work around customized investment strategy. A portfolio management service is suitable for high net worth individuals seeking a niche, customized, and differentiated investment product.

  1. High Minimum Investment
  2. PIS Account required
  3. Customisation available
  4. High Potential return
  5. High Transparency
  6. Interaction with fund manager

Returns 1 year

30.5%

Returns 3 year

41%

Returns 5 year

22.40%

Management Fees 2.50%

Returns 1 year

40.3%

Returns 3 year

42%

Gujarat International Finance Tec-City

Gujarat International Finance Tec-City, is a special economic zone, near Ahmedabad, which offers a seamless platform for investing in Indian financial markets, providing a gateway to diverse investment opportunities. By addressing regulatory complexities and providing a supportive environment, Gift City aims to encourage NRIs and foreign investors to actively participate in India's growing economy.

  1. No Pan card Required
  2. Invest in Foreign currency
  3. Derivatives contracts are allowed without need of demat account
  4. Easy access
  5. No transaction costs
  6. Exemption from filing ITR with certain conditions
  7. Tax Benefits
  8. Exposure to global markets

Currency

USD

Rates

4.30%-5.80%

Tenure

7 days to 5 years

Currency

GBP

Rates

2.95%-5.45%

Tenure

7 days to 5 years

Category

Category III

Return1 Year

36.9%

Category

Category III

Return1 Year

27.1%

Gold

NRIs can invest in gold in India in various forms, including physical gold, gold ETFs, and gold mutual funds. However, there are certain restrictions on NRI investment in gold, primarily due to the Foreign Exchange Management Act (FEMA), 1999.

  1. Physical Gold- NRIs can invest in gold through one of the most cultural methods: buying gold in its physical form
  2. Gold ETFs - An option through which NRIs can invest in gold through stock exchange from Demat and Trading account.
  3. Gold Mutual Funds: NRIs can invest in Gold ETF units controlled by (AMCs) through Demat and Trading account.
  4. E- Gold - Purchased ad traded on stock exchanges like shares, NRIs need to have a Demat and Trading account.

AUM 377 crore

Returns 1 year

11.50%

Returns 3 year

9.82%

Returns 5 year

12.67%

AUM 95.12 crore

Returns 1 year

10.12%

Returns 3 year

11.68%

Returns 5 year

13.07%

Tax calculator for Investment in India

AIF PMS Fixed deposits Mutual Funds Gift city
Invest in

Alternate assets

Listed Stocks

Deposits

Equity shares or Debt or Hybrid

All options

Initial Investment

INR 1 Crore

INR 50 lakhs

No limit

INR 500

Asset based

Mode of Investment

NRE/NRO

PIS Demat

Bank account

Demat or NRO/NRE

Off shore bank

Suitable for Retail Investor?

Foreign Currency Investment?

Tax in hands of Investor?

High Liquidity?

Regulated?

Restrictions for NRI investing in India

NRI cannot invest in

Sovereign Gold Bonds

NRIs are not eligible to open

Sukanya Samriddhi account for their daughters.

NRIs are not eligible to purchase

Agricultural land, they are allowed to inherit the agricultural land in india.

NRIs are not allowed to

Do currency and commodity futures

NRI are not allowed to

Purchase National savings certificates

NRIs from the United States of America (USA)

Canada cannot invest in all mutual fund schemes in India.

NRIs from (USA) and Canada

Cannot invest in all mutual fund schemes.

NRI can purchase upto 5% of the paid up capital of the company on

Non repatriation Or repatriation basis through PIS Route but through Non PIS, Non repatriable - No limit.

Bonds issued by PSU and Infrastructure

Debt Funds cannot be pruchased on Non repatriable basis

Shares purchased by NRIs on the stock exchange

Under PIS cannot be transferred to resident or Non resident without RBI permission