A death certificate is an official document issued by the municipal or government authority where the death occurred. It records the date, fact, and cause of death.

 

Importance of a Death Certificate:

1. Establishing the Fact of Death:
It serves as legal proof of the date, time, and cause of death. This helps in relieving the deceased's family of any legal and social obligations. To obtain a death certificate, the family will need to follow the required process at the local municipal office or through the death certificate online service, if available.

2. Claiming Insurance and Benefits:
To claim life insurance and other benefits, a death certificate is mandatory. It ensures that the family receives the financial support they are entitled to. A copy of death certificate may be required for insurance companies and other institutions when the claim is filed.

3. Obtaining a Legal Heir Certificate:
The death certificate is needed to obtain a legal heir certificate. This document is essential for transferring assets, claiming insurance, and dealing with any property matters. Who can get a copy of death certificate in this case would typically be a family member or legal representative who proves their documents to prove the family relationship.

4. Accessing Bank Accounts and Property Titles:
A succession certificate, often obtained using the death certificate, is required to access the deceased’s bank accounts, investments, and property titles. If the deceased was cremated, the Cremation or burial details might also be requested as part of the process of accessing these records.

Also Read: What happens in case a family member travelled abroad to NRI relative and passed away in foreign country?