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Wealth & Invest13 Jul 20268 min read

Too much riding on one AI stock? Why techies should diversify their RSUs before it's too late

For NRIs and returning Indians, RSU concentration and US estate tax on assets above $60,000 can create tax and succession risks most discover too late.

By ET Bureau

The Economic Times

Featured

Too much riding on one AI stock? Why techies should diversify their RSUs before it's too late

For NRIs and returning Indians, RSU concentration and US estate tax on assets above $60,000 can create tax and succession risks most discover too late.

For non-resident Indians and returning Indians, taxation adds a layer most discover too late. US-situated assets above $60,000 can trigger estate tax of up to 40% on death. Advisers recommend capping single-stock exposure at 20–30% of net worth — yet many tech employees hold 50–80% in one employer's RSUs.

ET Bureau · 13 Jul 2026Read on Economic Times

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