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Incross Fintech LLP

We are NRI-focused platform, having expertise in international tax, inheritance laws, and Indian legal frameworks. We are backed by technology.

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Our Blogs

Can Alternative Asset Funds Help You Beat Market Volatility?
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What happens if shares were in the parent's name, how can I claim those?
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What is the transmission of shares?
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What if the original documents for the investments are not available, can shares be claimed?
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When does shares and investments become unclaimed?
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Why Should NRI opt for obtaining insurance policy in india?
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Joint FD accountholders need to beware of ‘either or survivor’ clause
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Understanding the cross border social security arrangements
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What are PIS Account ?
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What are restrictions for NRI investments done through PIS accout on Non repatriable basis?
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What all investments require a PIS Account for NRI and why?
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Why Us And Canada Nri Face Restrictions On Investments In Mutual Funds In India?
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Why Should NRI opt for obtaining insurance policy in india?
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How to transfer equity stocks to legal heirs or nominees in case of the account holder's death:
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Understanding the cross border social security arrangements

Social Security Agreements (SSAs) in India

  • India has signed 20 SSAs with 19 countries, 18 of which are operational. These agreements offer employees options to contribute to their home country's system while working abroad, similar to how NRIs invest in mutual funds in India.

     

  • Key concepts in SSAs include equality, detachment, and totalization, similar to NRIs' ability to diversify with mutual funds for NRI.

     

  • Impact of COVID-19 on Cross-Border Social Security Payments

     

  • Countries with SSAs like Belgium and Germany clarified that work-from-home due to COVID-19 doesn’t impact social security obligations, and NRI investment in share market continues unaffected.

     

  • Indian employees working from India won’t need to contribute to the host country’s system. This is also true for NRIs looking to invest in FD in India for NRI at NRI interest rates in India.

     

  • Ambiguity remains on foreign nationals working remotely in India, but similar rules may apply, which is important for NRIs investing in alternative mutual funds or AIF alternative investment funds.

     

  • International Workers (IWs) and Excluded Employees

     

  • IWs are Indian employees abroad or foreign nationals in India eligible for social security. These workers may also invest in mutual funds or PMS taxation for NRI.

     

  • Excluded employees contribute to their home country's system and are exempt from India’s. For them, alternative asset funds like gift city investment for nri offer great returns.

Also Read: What are PIS Account ?

 

 

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