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Incross Fintech LLP

We are NRI-focused platform, having expertise in international tax, inheritance laws, and Indian legal frameworks. We are backed by technology.

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PIS Account vs. Regular Demat Account: What NRIs Need to Know
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PIS Account vs. Regular Demat Account: What NRIs Need to Know

Understanding PIS vs. Regular Demat Accounts: Key Differences for NRI and Resident Investors

PIS Account (Portfolio Investment Scheme):
Required for NRIs: Mandatory for NRIs to invest in Indian stock markets.
Bank Involvement: Linked with a designated bank (authorized by RBI) for tracking and reporting transactions.
Limitations: Investment is only allowed in stocks on a repatriable or non-repatriable basis as per RBI guidelines.

Regular Demat Account:
For Residents: Used by Indian residents to hold and trade shares.
No RBI Reporting: No need for a bank or RBI reporting for stock transactions.
More Flexibility: Can trade more freely without the restrictions of PIS.

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