NRI Property vs Financial Assets: Capital Gains Tax, FEMA Repatriation, and Currency Planning Explained
Compare NRI tax rules for property and financial assets, including capital gains, FEMA repatriation, forex benefits, and tax-saving strategies.
India tax · FY filing season
Your India taxes, handled remotely. From RNOR ladders to banker packs.
Non-resident individuals, transitioning residents and India-domiciled promoters lean on one India desk for ITR-2 / ITR-3, withholding certificates (Form 13), 15CA/CB narration, treaty evidence (Form 10F · Form 67) and departmental dialogue — SOC 2 calibre controls baked in.
100% remote — no stamped India travel90+ treaty corridors modelled weekly48h SLA on first-response triageDTAA evidence kits included
Illustrative India desk fees
Final fees follow CA sign-off — intake gives a defensible band before you upload sensitive statements.
ITR-2 baseline (NRI, single geography)from $60
ITR-3 / business overlays+ from $120
Form 67 / FTC & DTAA structuring+ from $50
15CA / 15CB repatriation pack+ from $100
Lower TDS certificate (Form 13)+ from $50
Scrutiny / appellate representation+ from $180
Capital gains layering (property + exemptions)+ from $120
Build your intake →Need a certificate-only lane? Mention it inside the wizard — pricing collapses accordingly.
100%
Remote delivery — affidavits & DSC where needed
90+
Treaty corridors with live withholding tables
48h
First human response on business days
7+
Average authority touchpoints closed weekly
The foundation
Indian tax law, made readable for NRIs.
Three checkpoints — residency, sourcing, treaties — dictate every schedule we touch. Drill into each below before you sprint to an ITR type.
Residency gates everything
Resident · RNOR · Non-resident — Section 6 determines whether India touches only India-sourced income or your wider return.
Source, then rate
Rental, demat gains, dividends, ESOP offsets — characterization drives chapter VI deductions, withholding and treaty relief.
Treaty reliefs land on paper
TRC · Form 10F · §90 relief · Form 67 — we chase the artefacts so FTC actually reflects in CPC orders.
Interactive tools · on India For NRI
Model residency, withholding & DTAA savings without sign-up.
The reference HTML mocked heavy calculators inline — ours stay on dedicated flows so CPC audit PDFs remain the single source of truth.
Residential status
Day-count & RNOR modelling before you lock an ITR type.
Tax on India investments
Debt vs equity wrappers, DEMAT ladders, SPV layers.
Property sale maths
Working capital gains before banker / buyer asks for certificates.
15CA / CB repatriation
NRO sunsets, FIRMS choreography, banker-ready packs.
Lower TDS (Form 13)
Avoid blocked credits when purchasers withhold at 23.92%.
India vs USA yield stack
Compare post-tax ladders across geographies.
Treaty stack
Don't pay twice on the same rupee.
We pair India-side Forms 67 / 90 / 91 with overseas FTC workpapers so income does not get stuck in dual gross-ups. Get in touch with our tax counsel to review treaty offsets.
TRC + RNO alignment10F / LOE templatesFIRMS + AIS reconciliationsNRO / NRE toggles
What we handle
End-to-end India tax envelopes — remotely.
From plain ITR-2 filings to litigation benches. Tap a lane; where we need clarification the intake wizard routes you to specialists.
01 / FILING
NRI income tax returns
ITR-2 / ITR-3 with rental stacks, offshore rollovers, ₹1.25 lakh LTCG buckets and refund acceleration.
02 / PROPERTY
Capital gains choreography
Indexation elections, reinvestment trackers, withholding certificates.
03 / DTAA
Treaty optimisation
TRC dossiers, 10F, §90 orders and dual-sided FTC reconciliations.
04 / REPAT
FEMA repatriation
15CA classifications, FIRMS validations, banker sign-offs without India travel.
05 / TRANSITION
Moves in either direction
Pre-immigration divest, RNOR cash-flow ramps, RNOR sunsets.
06 / NOTICES
Department dialogue
ASMT, scrutiny, appellate briefs drafted for faceless CPC cycles.
07 / INVESTMENTS
Book optimisation
Debt vs arb, DEMAT ladders, gifting + HUF firewalls compliant with clubbing nets.
08 / CORPORATE
Corporate & TP
115BAA flips, Form 3CEB, ICVs, holding-company tributaries.
09 / ESTATE
Estate scaffolding
Cross-border wills, private trust ingress, philanthropic exits.
Planning we execute
Strategy that ships — not slide decks alone.
Most advice dies in decks. Our teams shepherd executables — digital forms, banker letters, evidentiary annexures — till cash hits the right corridor.
Individuals & families
RNOR choreography
- Returning executive programs with multi-year FTC maps
- Pre-immigration burn-down of overseas RSU windows
- Schedule FA disclosures aligned to AIS deltas
Gains sequencing
- Residential property reinvestment ladders (54 / 54EC)
- Unlisted exits + ESOP interplay with INR cost basis
- Parallel lower-TDS dossiers before buyers freeze cash
Companies & promoters
Compliance moats
- 115BAA / 115BAB scenario labs with lock-in artefacts
- Transfer pricing benchmarking retained yearly
- Equalisation levy + GST interplay for SaaS exporters
Promoter remuneration
- Dividends vs advisory fees — withholding optimisation
- IFSC overlays when capital migrates offshore
- Family investment office bridges into India holdings
How engagements run
Four checkpoints. Evidence-first.
Every lane starts with deterministic document lists so CPC doesn't reopen random years.
01
Intake & residency lock
Guided questionnaire + illustrative USD fee bracket.
02
Document vault
AES-class workspace with checklist parity to AIS.
03
Build & review
CA computation memo, ITR JSON, Annexures drafted.
04
File · defend · certify
E-verify, banker packs, departmental replies.
Transparent USD fee bands
No surprise line items — scope gated.
Express surcharge (+15%) activates when CPC / banker deadlines squeeze normal cadence — flagged in the wizard when you choose “Urgent”.
Individuals — core
ITR-2 (NRI, single-region income)
from $60
ITR-2 — added geographies / complexity
from $110
ITR-3 / proprietor overlays
from $160
RNOR modelling + dual-side memo
from $80
Schedule FA & foreign pension stacks
from $40
Annual compliance retainer
from $300 / yr
Certificates & withholding
Form 67 + FTC dossier
from $50
Form 10F / TRC playbook
from $70
Form 13 — lower deduction / nil cert
from $170
Form 15CA / 15CB repatriation
from $200
Risk & escalation
Scrutiny / CIT(A) brief
$180+
Transfer pricing readiness
$840+
Express desks (+15% surcharge)
Quoted case-wise
Ready to deputise India compliance? Still researching?
Spin the intake assistant for indicative USD fee ranges, or consultation with expert at $100 per hour for ITR, property gains, and treaty questions.
Guided intake · India desk
Capture residency, treaties, withholding pain points — see a credible fee band instantly.
Start wizard →Expert consult · CA
Consultation with expert at $100 per hour. Deep dive on ITR, property capital gains, notices, or treaty structuring.
Book — $100 ($100/hour)